mandatory auto insurance

Mar 11, 2005
Contributor: John Slay

Mississippians would have to show proof of insurance when they get a vehicle inspection, are stopped at a roadblock or buy a new car tag under a bill passed today by the Senate.

The Senate was acting on a House bill. The Senate eliminated language that had required the Department of Public Safety to maintain a database of insured motorists.

Senate Insurance Chairman Dean Kirby, R-Pearl, said 22 states have laws requiring motorists to show proof of insurance when they buy car tags. He said Mississippi and Tennessee are the only Southern states without such a law.

Under current law, motorists who are stopped for speeding or some other infraction must show proof of insurance. Motorist face a $1,000 for failing to have insurance.

If they purchase insurance before their court date, the fine is $100. Under the bill passed Tuesday, that fine would increase to $500.

People who buy a car tag over the Internet or through the mail would not have to show proof of insurance, Kirby said.




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